Peakwood Capital – Privacy Policy

Last Updated: February 2025

Peakwood Capital (“Peakwood Capital,” “we,” “us,” or “our”) values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and protect information about you when you visit our websites (the “Sites”) or use, purchase, or receive our products and services (collectively, the “Services”).

Our Services are intended for individuals located in the United States. By using our Sites or Services and providing personal information, you consent to the collection, use, and processing of your information in the United States under applicable U.S. laws.

You are not required to provide any personal information that we request. However, if you choose not to provide certain information, we may not be able to create or maintain your account, provide newsletter access, fulfill your subscription, or respond to certain requests.

1. Types and Categories of Personal Information We Collect

We collect personal information to operate and improve our business, to provide and manage the Services, to communicate with you, to comply with legal obligations, and for other purposes described in this Policy. The categories of personal information we may collect include:

Category Description / Examples
Personal Identifiers Information that identifies you directly, such as your name, email address, billing address, shipping address (if applicable), telephone number, and account name. If you purchase a gift subscription or forward our offers to others, we may also receive the recipient’s name and email address.
Registration Data Information you provide when you create an account or register for a Service, such as usernames, passwords, security preferences, and any profile details you choose to add within our member portal.
Online Identifiers Persistent identifiers associated with you or your device, such as device identifiers, IP address, cookie identifiers, pixel tags, and similar tracking technologies.
Commercial Information Records of products and Services you have purchased, viewed, or considered; your subscription plans; your billing history; and your preferences related to our content and offers. This may include information about which newsletters, special reports, tiers, or promotions you subscribe to or interact with.
General Demographic Information Optional information such as age range, professional role, investing experience, household size, or other demographic details that help us better understand our audience and tailor our content.
Marketing and Communications Data Your communication preferences and information about which newsletters, alerts, and marketing emails you receive, open, or interact with.
Social Media Data Information available from or about you on social media platforms when you interact with our accounts, share our content, mention us, or otherwise engage with us through social media features and widgets.
Internet or Network Activity Information about your interactions with the Sites and Services, such as browsing history, clicks, referral URLs, pages viewed, time spent, and interactions with emails and ads.
Your Feedback Information you provide in surveys, reviews, polls, emails, or other feedback regarding the Services.
Your Submissions Content you submit through our Sites (if applicable), including comments on articles, feedback in forms, or other content you choose to upload or transmit to us.
Visitor Information Information you provide if you visit our offices or live events, such as visitor logs or security-related data, if applicable.
Geolocation Data Approximate location information derived from your IP address or device settings (for example, city, state, or region).
Inferences Inferences drawn from any of the information described above, such as your likely interests, investment preferences, risk tolerance, or content categories that may be most relevant to you. We use these inferences to personalize and improve the Services and our marketing.

2. Technical Data We Collect Automatically

When you access the Sites or use the Services, we and our service providers automatically collect certain technical information that helps us operate, secure, and improve our systems. This may include:

2.1 Usage and Device Data

We may automatically collect details about your access to and use of the Sites, including traffic data, logs, and other communication data, as well as the resources you access and use. We may also collect information about your device and connection, such as:

  • device type and unique IDs;
  • IP address and approximate location;
  • operating system and browser type/version; and
  • mobile network information and general system performance data.

2.2 Cookies and Similar Technologies

We use cookies and similar technologies (such as pixels, tags, and web beacons) to:

  • recognize you and your device;
  • remember your preferences and settings;
  • analyze how you use our Sites and emails; and
  • support our marketing and advertising activities.

You may be able to configure your browser to refuse cookies or to alert you when cookies are being set. If you disable cookies, some features of the Sites may not function properly.

2.3 Site Monitoring

We, our service providers, and our partners may use cookies and other tracking technologies within the Sites to monitor and record activities and communications to, from, and on the Sites. This helps us safeguard, improve, and analyze usage of the Sites, support security and fraud prevention, and carry out marketing and analytics. By using the Sites, you acknowledge and consent to such monitoring and recording as permitted by law.

2.4 Non-Cookie Technologies

We may also use non-cookie technologies (for example, certain types of local storage or identifiers generated from browser or device attributes) to support advertising, analytics, and security. These identifiers function similarly to cookies and can help us or our partners recognize your browser or device over time.

3. Sources of Personal Information

We obtain personal information from several sources:

3.1 Directly from You

We collect information you provide when you:

  • create an account or subscribe to a newsletter;
  • purchase a subscription, special report, or other product;
  • communicate with us via email, forms, or support channels;
  • participate in surveys or promotions; or
  • otherwise interact with the Services.

3.2 Automatically Through the Sites

We automatically collect technical and usage data as described in Section 2 whenever you access or use the Sites or interact with our emails and digital content.

3.3 From Third Parties

We may obtain information about you from:

  • payment processors and billing providers;
  • marketing, analytics, or advertising partners;
  • social media platforms and publicly available sources; and
  • service providers that support our operations.

4. How We Use Your Information

We use the personal information we collect for the following purposes:

  • To provide, operate, maintain, and improve our Sites and Services.
  • To create and manage your account and subscriptions.
  • To process payments, complete transactions, and send confirmations, invoices, and renewal notices.
  • To deliver newsletters, special reports, and other content you have subscribed to or requested.
  • To communicate with you about your account, including updates, security alerts, and support messages.
  • To provide customer service and respond to your questions, requests, and feedback.
  • To personalize your experience, including tailoring content, recommendations, and marketing messages to your interests.
  • To conduct research, analytics, and reporting to understand how our Services are used and to improve them.
  • To detect, prevent, and investigate fraud, security incidents, and other illegal or unauthorized activities.
  • To comply with applicable laws, regulations, and legal processes, and to protect our rights and the rights of others.
  • For any other purpose disclosed to you at the time of collection or with your consent.

We may use your contact information (including email and, where provided, phone number) to send you information about your subscriptions, transactions, and important notices related to the Services. You can opt out of certain marketing communications as described in Section 17 below.

5. How We Share Your Information

We may share personal information as described in this Policy and as permitted by applicable law:

5.1 Within Our Business

We may share personal information with our owners, affiliates, and related entities as necessary to operate our business, provide the Services, and support internal administration.

5.2 Service Providers

We share personal information with third-party service providers who perform services on our behalf, such as:

  • payment processing and billing;
  • email delivery and communications;
  • website hosting, maintenance, and security;
  • data analytics and marketing support; and
  • customer support and helpdesk operations.

These service providers are authorized to use personal information only as necessary to provide services to us.

5.3 Business Partners and Affiliate Relationships

We may work with business partners in connection with joint offers, promotions, or products that involve their services. If you choose to interact with such partners or offers, we may share certain information as needed to enable those transactions. Their use of your information is governed by their own privacy policies.

5.4 Business Transfers

We may disclose or transfer personal information in connection with a business transaction, such as a merger, acquisition, reorganization, sale of assets, or in the context of bankruptcy or similar events.

5.5 Legal and Compliance

We may disclose personal information:

  • if required by law, regulation, or legal process;
  • in response to requests from government authorities or regulators;
  • to protect the rights, property, or safety of Peakwood Capital, our customers, or others; or
  • to enforce our agreements, policies, and terms of use.

5.6 With Your Consent

We may share your information with third parties for other purposes with your consent or at your direction.

6. Social Media and Third-Party Platforms

When you interact with us on social media or through third-party platforms, we may receive certain information about you from those platforms, subject to their terms and privacy settings. Social media features on our Sites (such as “share” buttons or embedded content) may collect your IP address, track the pages you visit, and set cookies to enable these features.

Your interactions with these features are governed by the privacy policies of the relevant third-party platforms, not this Policy. We encourage you to review those policies before engaging with such features.

7. Data Retention and Storage

We retain personal information for as long as necessary to:

  • provide the Services and manage our relationship with you;
  • complete transactions and maintain appropriate business records;
  • comply with legal, tax, accounting, and regulatory requirements; and
  • resolve disputes and enforce our rights.

When personal information is no longer needed for these purposes, we will delete, anonymize, or otherwise dispose of it in accordance with our data retention practices and applicable law.

Our operations and primary data storage are based in the United States. Your information may be stored and processed in the United States or other locations where our service providers are located. These locations may have different data protection standards than your state or country of residence.

8. Security

We use reasonable technical, administrative, and physical safeguards designed to protect personal information from unauthorized access, disclosure, alteration, or destruction. However, no system is completely secure or error-free, and we cannot guarantee absolute security.

You are responsible for maintaining the confidentiality of your account credentials and for any activity under your account. If you believe your account or information has been compromised, please contact us promptly using the information in Section 21.

9. Links to Other Websites and Direct Third-Party Disclosures

Our Sites may contain links to third-party websites or services that we do not control. This Privacy Policy does not apply to such third-party websites or services. If you provide information directly to a third party (for example, to a payment processor on a hosted page), that information is governed by the third party’s privacy policy.

We are not responsible for the privacy, security, or data practices of any third-party websites, services, or organizations. We encourage you to review the privacy policies of any third parties with whom you interact.

10. Your Privacy Choices and Rights (U.S. Users)

Depending on your state of residence and applicable law, you may have certain rights regarding your personal information, such as the right to:

  • request access to the personal information we hold about you;
  • request correction of inaccurate or incomplete information;
  • request deletion of certain personal information, subject to legal or contractual obligations;
  • object to or restrict certain types of processing, where applicable; and
  • opt out of certain types of targeted advertising or marketing communications.

You can exercise many of these rights by:

  • updating your account settings within our Sites (where available); or
  • contacting us using the details in Section 21 below.

We may need to verify your identity before acting on certain requests. We will respond to your requests as required by applicable law. In some cases, we may be unable to fulfill your request if we are legally required or permitted to retain certain data.

11. “Do Not Track” Signals

Some browsers allow you to send “Do Not Track” (DNT) signals. There is currently no common industry standard for DNT responses, and we do not respond to DNT signals at this time. You can still use other mechanisms described in this Policy (such as cookie settings and email preferences) to manage your privacy choices.

12. Children’s Privacy

Our Sites and Services are not directed to children under the age of 16, and we do not knowingly collect personal information from anyone under 16. If you are under 16, please do not use the Sites or provide any information to us.

If we become aware that we have collected personal information from a child under 16, we will take steps to delete such information as soon as reasonably possible. If you believe we may have personal information from or about a child under 16, please contact us using the information in Section 21.

13. User Submissions and Public Content

If our Sites allow you to submit content such as comments, reviews, or other “User Submissions,” please be aware that any information you choose to post may be visible to other users or the public and may be indexed by search engines. You should not post any personal or sensitive information that you would not want to be publicly available.

14. Marketing Communications and Preferences

We may send you marketing emails about our Services, new products, promotions, and other content we think may interest you. You can opt out of receiving marketing emails at any time by:

  • clicking the “unsubscribe” link in a marketing email; or
  • contacting us using the information in Section 21.

Please note that even if you opt out of marketing emails, we may still send you non-marketing communications, such as transactional emails about your account, subscription, or purchases.

15. Cookies and Online Advertising Preferences

You can manage cookies and certain tracking technologies through your browser settings. Many browsers allow you to:

  • block all cookies;
  • block third-party cookies; or
  • receive alerts before cookies are stored.

You may also use industry tools (such as opt-out pages from major advertising networks) to manage how certain data is used for interest-based advertising. These tools are provided by third parties and may have their own limitations and terms.

16. Updating Your Information

It is important that the information we hold about you is accurate and current. You can review, update, or modify certain personal information, such as your contact details and preferences, by:

  • logging into your account on the Sites, if available; or
  • contacting us using the details provided in Section 21.

17. Your Responsibilities

You are responsible for the personal information you provide to us. By submitting information about yourself or others, you represent that you have the authority to do so and that such information is accurate and lawful. You agree not to provide personal information that violates another person’s privacy or other rights.

18. Changes to This Privacy Policy

We may update or revise this Privacy Policy from time to time. When we make changes, we will update the “Last Updated” date at the top of this Policy. In some cases, we may provide additional notice (such as a prominent notice on the Sites or by email).

We encourage you to review this Policy periodically to stay informed about how we collect, use, and protect your information.

19. Contact Us

If you have any questions about this Privacy Policy, our data practices, or your privacy choices, you can contact us at:

Peakwood Capital
Email: support@peakwoodcapital.com

This Privacy Policy is provided for general informational purposes and does not constitute legal advice. You should consult with a qualified attorney licensed in the appropriate jurisdiction to review and adapt this Policy to your specific business and legal requirements.

Performance Disclaimer:
All performance figures shown are for informational and educational purposes only and do not represent actual trading results. Returns may be hypothetical, simulated, or based on model portfolios and may not reflect the impact of taxes, transaction costs, slippage, or other expenses.

Returns for Peakwood Capital recommendations are calculated using a time-weighted return (TWR) methodology, unless otherwise noted. Benchmark returns (e.g., MSCI World Index) are provided for comparison purposes only. Indexes are unmanaged, do not include fees or expenses, and cannot be invested in directly.

Historical performance is not indicative of future results. All investments involve risk, including the loss of principal. Market conditions, interest rates, economic cycles, and global events may materially affect results.

Performance data may include assumptions, estimated pricing, or retrospective application of investment strategies that were not available in real time. Any outperformance shown may be due to favorable market conditions or other factors that may not recur.

Returns as of: 12/15/2025
Peakwood Capital Newsletter launched: October 2002